Cigna– Lewisville, TX
Learn More About the Benefits of Cigna
Brushing and flossing are important for keeping your teeth and gums healthy, but that's not all the care your mouth needs. The American Dental Association recommends seeing your dentist every 6 months for a cleaning and checkup. Your dental insurance is an investment in reduced rates for the services you need to support your oral health. Your Cigna dentist in Lewisville, Dr. Christopher Capehart , will provide the personalized solutions you need to promote your dental health without draining your bank account.
Cigna Coverage Availability & Fees
Dental insurance focuses on prevention to stop common oral health issues from occurring in the first place, like cavities and gum disease. As a result, you're less likely to need costly procedures later. Research has found that every $1 spent on prevention can save up to $50 on restorative services.
By paying your monthly premiums, you have access to a nationwide network of dental professionals to benefit from affordable services to preserve your natural smile. You can use your dental insurance to lower the amount you will pay out-of-pocket. Although every policy differs, most include:
- 100% of preventive services
- 80% of minor restorative services
- 50% of major restorative services
You can have a cleaning and checkup every 6 months after a co-payment. Your insurance will cover 100% of preventative care, including cleanings, checkups, x-rays, and other services. If you require any dental work, you can use your insurance to lower the amount you'll pay. After meeting your annual deductible, your benefits will cover some of the expenses until you reach your yearly limit.
On average, less than 3% of Americans meet or exceed their annual limits, so you have plenty of coverage available to keep your mouth healthy. At the end of the year, your dental benefits will reset. You'll lose anything you haven't used and nothing carries over.
Cigna recommends choosing a dentist in their network to benefit from more coverage at the time of services. They have pre-negotiated rates with preferred dental practices for specific services. However, you have the freedom to choose any dentist that accepts your policy, even if they are out-of-network. You'll have to pay the difference between the dentist’s fee and your insurance's allowable amount. We are proud to work with both in-network and out-of-network patients to keep dental care affordable for everyone.
Meet Liz, Office Manager
Dental insurance in Lewisville can be confusing, but you don’t have to navigate your policy alone. Our office manager is here to help. Liz works closely with our patients to coordinate schedules, insurance, billing, and other administrative tasks to keep our office running smoothly.
Liz will work on your behalf with Cigna to maximize your coverage. She’ll explain how your benefits are being used and if there’s any remaining balance. Liz will discuss your payment options for any out-of-pocket expenses. She will help you find the financial solutions you need to keep a healthy smile within your budget.
If you have questions about your dental insurance, or you’re ready to schedule an appointment , call (817) 873-3780 to speak with a member of our office.